Is your money safe where you bank?

Pick your country — see the insured limit, what is not covered, and whether capital controls apply. Every line sourced and dated.

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💰 Insured limit 🚫 What is NOT covered 🏦 Capital controls

What deposit insurance usually does NOT cover

Common exclusions across most countries — know what to look for in your country card.

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Investment & brokerage accounts

Securities, stocks, bonds, and mutual funds are covered by investor-protection schemes, not deposit insurance.

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Crypto assets

Crypto held at exchanges is generally not covered by deposit insurance even if the exchange holds fiat.

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Foreign-currency deposits

Some countries exclude non-local-currency deposits; check your country card for specifics.

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Non-member institutions

Only deposits at banks registered with the national deposit-insurance scheme are covered.

How this data is sourced

Every number traces to an official publication. No estimates, no guesses.

Deposit insurance limits and coverage scope are drawn from official central bank and national deposit-insurance agency publications. Capital-control status is drawn from the IMF AREAER database. Each data point displays its source name, link, and date of last verification. Data is reviewed quarterly and after major regulatory changes — no data is auto-updated from live feeds.

National deposit-insurance agencies

Official coverage limits, eligible accounts, and exclusions (e.g., FDIC, FSCS, ASV).

Central bank publications

Regulatory bulletins and official gazette notices on deposit protection rules.

IMF AREAER database

Capital-control status and restrictions on cross-border transfers and withdrawals.

Official gazettes & regulatory bulletins

Formal legal texts defining insured limits and coverage scope.

Coverage expanding; check back if your country is not yet listed.

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